James is a man with a checkered past—sporadic entrepreneur, one-time film producer, almost a dot-com millionaire—now alone in a flat in Bloomsbury, running a shady horse-racing-tips operation. Katherine is a manager at a luxury hotel, a job she'd intended to leave years ago, and is separated from her husband. The novel unfolds in 2006, at the end of the money-for-nothing years, as a chance meeting leads to an awkward tryst and James tries to make sense of a relationship where "no" means "maybe" and a "yes" can never be taken for granted.